Cryptocurrency

Crypto vs Web3: what’s the real difference and which matters for products?

Answer:

Crypto generally refers to digital currencies such as Bitcoin or to decentralised financial systems. Web3 is broader, covering decentralised apps, smart contracts, NFTs, and digital asset ecosystems - crypto is a subset within Web3. For products, Web3 matters more if you seek direct, ongoing user ownership, programmability, or decentralised logic - not just payment/settlement. Crypto matters only if transferring value is the sole concern.

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